健康储蓄帐户(保险公司)
导航栏
A 健康 Savings Account (保险公司) is a tax-advantaged savings account that allows you to set aside money on a pre-tax basis for out-of-pocket qualified medical expenses incurred once the account is open. This account offers triple tax savings by allowing pre-tax contributions, tax-free interest and investment earnings, as well as tax-free distributions when used for qualified medical expenses.
If you want to make an ongoing contribution to your 保险公司, complete the 保险公司认证表格 and follow the instructions on the document.
保险公司概述
了解更多关于你的保险公司计划的银行, 资格, 贡献限制, 包括哪些类型的费用.
保险公司管理员:我要用哪家银行?
If you’re on a University 治愈th care plan, 国内银行 你的保险公司管理员是谁.
- 保险公司银行手机应用信息
- 保险公司银行会员网站指南
- Note: If you change your address, you will need to update your address in ,8经 AND within the 国内银行 Member Portal by following the path Profile > Update Profile > Update the address > Submit.
保险公司资格
向保险公司存钱, you must be enrolled in the YOUR 保险公司-Eligible Plan and meet the following IRS 资格 criteria:
- Employee is not covered by any other 治愈th plan, 包括配偶健康保险, 除了国税局允许的.
- Employee cannot be enrolled in any part of Medicare, Tricare, 医疗补助计划, 或者州医疗保健计划.
- Employee cannot elect or be covered by another person’s 卫生保健 Flexible Spending Account or 健康 Reimbursements Arrangement for the current plan year.
- Employee will not be claimed as a dependent on another person’s tax return for the current plan year.
- Employee has not received Veteran’s Administration 治愈th benefits in the past 90 days. Only preventative, dental, and vision are permitted.
- Please Note: Unless your domestic partner qualifies as your tax dependent, you’re not eligible to withdraw funds tax-free for their qualified 治愈th care expenses. 然而, if you’re enrolled in a family HDHP covering your domestic partner and they meet the other 保险公司资格 requirements, they may establish and contribute to their own 保险公司 outside of the University.
2024年出资信息
The maximum amount that you may contribute to your 保险公司 is dependent on your 治愈th plan coverage:
- 单一的报道: 每个计划每年4150美元
- 承保范围包括受养人: 每个计划每年8300美元
Employees age 55 or older, may contribute an additional $1,000 to their 保险公司 in 2024.
- You may change your 保险公司 annual contribution election at any point throughout the year by filling out the 保险公司 contribution form; no qualifying event is needed.
- Unused funds in your account at the end of the year will roll over to the next year.
合格的全职教师, 工作人员, 收入低于68美元,900 (salary band 1) and residents and fellows will receive a one-time contribution of $200 (for single) or $400 (for all coverage levels other than single) to their 保险公司 from the University. This amount will be prorated for those who enroll after January 1.
Employees must enroll in the YOUR 保险公司-Eligible Plan and certify their 保险公司资格 in ,8经 or by using the 保险公司 Certification form to receive University funding.
覆盖费用
You may use your 保险公司 to pay for qualified medical, dental, and vision expenses. A complete list of qualified expenses can be found in IRS出版物502. 你也可以 观看这个有用的视频.
当你参加保险公司时, your 保险公司 administrator will send you an 保险公司 card to use at point-of-sale, but you also have the option to request a reimbursement online.
The CARES (Coronavirus Aid Relief and Economic Security) Act, 国会通过的, has expanded covered expenses that you may use your 保险公司 on. 该法案自2020年1月1日起追溯生效. Qualified expenses now include: over-the-counter medicine without needing a doctor’s prescription and all feminine hygiene products.
Pre-tax 保险公司 funds can only be used toward the qualified expenses of tax-dependents – if you have a domestic partner that is not your tax dependent, you cannot use your pre-tax 保险公司 funds for them.
保险公司形式
2024年保险公司供款表
Complete this form if you are enrolling into your 保险公司, updating your annual contribution to your 保险公司, 或证明你的保险公司资格.
保险公司银行死亡受益人表格
Complete this form if you would like to add or update a Beneficiary(ies) to your 国内银行 account (Excellus BCBS members).
保险公司银行直接转账申请表
Complete this form to authorize 国内银行 to receive a transfer of assets directly from a 健康 Savings Account (保险公司) into your 保险公司 at 国内银行.
保险公司银行展期申请表
Complete this form for an 保险公司 Rollover involving a check.
保险公司银行名称变更申请表
Complete and remit this form if requesting a name change. Required: Please attach supporting documentation of the name change such as a copy of a marriage certificate, 离婚法令, 或者是法院要求改名的命令.
如果您需要其他表格,可以 澳门威尼斯人网上赌场 或者探索我们的 员工福利表格页面.